Life Insurance Rate Georgia GA
Reader’s Question:
My doctor diagnosed me with high blood pressure. Will that increase my life insurance rates in Georgia?
Jan
Atlanta GA
Other than age, occupation, lifestyle, smoking habits and gender, health condition is one of the determinants of
insurance rates. The rates of a person having bad health conditions is likely to be higher than the rates of a person with good health condition. This is because of the risk of dying soon. of the former. Some of the health problems are heart disease and diabetes.
If your doctor diagnosed you with high blood pressure in Georgia, insurance company will look for the possible risk that you may pose but it doesn’t mean that you cannot be approved for a “preferred” premium rate. Anything higher than the blood pressure of 140 over 90 is considered low-level hypertension. The acceptable blood pressure rate is determined by age and gender. Insurance companies use charts to compare your blood pressure, age and gender and decide the amount of insurance you can have. If they find out that your condition is posing for 2 signs of risk factors, your rates will likely be high. However, your rates can be lowered if you show the insurance company that you are trying to improve your health condition like going to the doctor and taking your medication as prescribed.
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