Cheap Car Insurance In Georgia
Readers Question:
My brother will be buying auto insurance soon. What helpful tips can you give to help him get cheap auto insurance in Georgia? By the way hes still studying if that makes any difference.
Carmine
Atlanta, GA
Before I give you shopping tips for your brothers auto insurance needs, let me just give you little information about the required auto insurance in Georgia.
The state of Georgia requires liability insurance with the minimum limits of 25/50/25:
- $25,000 for bodily injury for every person/ accident/
- $50,000 for bodily injuries for all persons/accident/
- $25,000 for property damage
For shopping tips, one very effective way of getting cheap auto insurance in Georgia is to have your brother increase his deductibles. The deductible is the amount of money that your brother needs to pay first before his own insurer settles the rest of his auto insurance claims.
Meanwhile, its a good thing that youve mentioned that your brother is still studying because auto insurance companies are required to offer a good student discount on a policyholders collision rates, liability, and first party medical if they meet any of the following:
- Belongs to the upper 20% of his class;
- With a B average or better
- With a Q 3.0 or better
- Is in a Deans List or Honor Roll
For more information on how your brother can get lower auto insurance rates, you can also check with his auto insurance agent.
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